Can individuals have other insurance and be enrolled in CHIP?

The correct choice indicates that individuals cannot have other insurance while being enrolled in the Children's Health Insurance Program (CHIP). CHIP is designed to provide health coverage to eligible children, and typically, it serves families that meet certain income criteria and do not already have access to comprehensive health insurance.

The rationale behind this is to ensure that the resources allocated for CHIP are directed to those families who genuinely need assistance, meaning they do not have existing health insurance coverage that could meet their needs. By preventing those with other insurance from enrolling, CHIP can better support uninsured children and help reduce the overall number of uninsured in the community.

In assessing the other options, having "always" could imply inflexible rules that do not account for the nuanced eligibility criteria inherent in CHIP. The notion of only allowing enrollment with other "low-cost" plans does not align with the requirement that CHIP is typically meant for those without other comprehensive health insurance. Additionally, income eligibility may determine if a family qualifies for CHIP, but it does not address the primary stipulation that existing coverage disqualifies individuals from CHIP. Hence, these considerations make the assertion that individuals cannot have other insurance while enrolled in CHIP the most accurate.