Qualified Health Plans (QHPs) may be offered:

Qualified Health Plans (QHPs) are designed to meet specific criteria established under the Affordable Care Act (ACA), and they can be offered in a variety of settings. The correct answer reflects that QHPs may be available both on the health insurance marketplace and off the marketplace. This dual availability allows consumers greater flexibility in choosing their health insurance coverage.

When offered on the marketplace, QHPs can access subsidies and financial assistance based on income levels, making them an attractive option for many individuals seeking insurance coverage. On the other hand, QHPs can also be purchased directly from insurance companies or through brokers outside of the marketplace, providing options for those who may not wish to go through the marketplace or who are looking for particular plans that may suit their needs better.

This broader offering of QHPs ensures that individuals have access to a range of coverage options, irrespective of where they choose to obtain their insurance. Such flexibility serves to enhance consumer choice, catering to various needs and preferences when it comes to health coverage.