To be eligible for HIP, what percent of the federal poverty level must your income be below?

Study for the Indiana Insurance Navigator Test. Practice with flashcards and multiple choice questions, each question offers hints and explanations. Get fully prepared for your certification exam!

The correct response indicates that to be eligible for the Healthy Indiana Plan (HIP), an individual's income must be below 138% of the federal poverty level. This threshold is significant as it aligns with the guidelines established by the Affordable Care Act (ACA) for Medicaid expansion in Indiana.

Under Medicaid expansion, states can cover adults earning up to 138% of the federal poverty level, which aims to increase access to health care for low-income individuals who do not qualify for traditional Medicaid. By setting the income limit at this specific percentage, HIP is able to provide essential health benefits to a broader segment of the population that is in need of assistance.

Understanding the implications of this income threshold is crucial, as it directly influences eligibility for health coverage and services in the state. Other percentages mentioned, such as 100%, 150%, and 200%, do not reflect the criteria set for HIP eligibility in Indiana, thus making them incorrect choices in the context of this particular program.

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