What is a potential benefit of utilizing a navigator for health insurance enrollment?

Study for the Indiana Insurance Navigator Test. Practice with flashcards and multiple choice questions, each question offers hints and explanations. Get fully prepared for your certification exam!

Utilizing a navigator for health insurance enrollment offers the benefit of accessing unbiased information. Navigators are trained individuals who provide assistance and support to consumers seeking health insurance coverage. Their role is to help individuals understand their options and the details of various insurance plans without favoring any specific insurers. This impartial information can empower consumers to make informed decisions based on their own needs and financial situations.

In contrast, the other options do not reflect the purpose or advantages of navigators. Increased premiums may result from various market factors but are not influenced by the role of navigators. Limited options for care is not a benefit of using a navigator; rather, navigators help individuals discover and understand the full range of available plans, including those with broader networks. Lastly, navigators are designed to be independent and should not be influenced by insurance companies, ensuring that the information they provide is unbiased and helpful to consumers.

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