What is a primary feature of the HIP State Plan Basic?

The primary feature of the HIP State Plan Basic is the limited preventive care benefits. This option reflects the nature of the Basic plan, which is designed to provide a foundational level of healthcare coverage primarily aimed at essential services while placing emphasis on cost management.

Limited preventive care benefits mean that while the plan does cover some essential health services, individuals enrolled in this plan may face restrictions or limitations on the volume and types of preventive services available to them. Preventive care is critical for early detection and management of health issues; however, under the Basic plan, there is a focus on providing the most necessary coverage rather than a comprehensive preventive care strategy.

In contrast, unrestricted access to specialty care and comprehensive substance use treatment are features typically associated with more extensive health plans that prioritize broader health coverage. Higher income limits for eligibility would mean more individuals qualify, but that is not a defining characteristic of the Basic plan itself. Thus, the emphasis on limited preventive benefits accurately captures the characteristics of the HIP State Plan Basic.