What is the age range for eligibility for HIP?

Study for the Indiana Insurance Navigator Test. Practice with flashcards and multiple choice questions, each question offers hints and explanations. Get fully prepared for your certification exam!

The correct age range for eligibility for the Healthy Indiana Plan (HIP) is 19 to 64 years old. This program is designed to provide health insurance coverage for low-income residents of Indiana who fall within this specific age bracket.

The choice of 19 as the minimum age is significant because it aligns with the transition from childhood health programs to adult health coverage, acknowledging that individuals become adults at 18 but often still require assistance until they are fully established in adulthood, which can take years. The upper limit of 64 is intentional as it encompasses individuals who are approaching Medicare eligibility at age 65, thereby ensuring they have support leading up to that transition.

This age range is tailored to address a gap in healthcare coverage for adults who may not qualify for traditional Medicaid or other health programs, allowing them access to essential health services.

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