What tool do navigators use to compare different insurance plans?

Navigators primarily utilize online marketplace tools to compare different insurance plans. These tools are designed to provide users with easy access to a wide range of information about various health insurance options available in the marketplace. By using these online resources, navigators can efficiently filter and sort through numerous plans based on specific criteria such as cost, coverage, provider networks, and benefits. This approach enhances the navigator's ability to find suitable plans that meet the unique needs of individuals and families seeking insurance coverage.

In contrast, while physical brochures from insurance providers may contain valuable information, they can often be limited, outdated, or not comprehensive enough for a thorough comparison. Consultations with insurance brokers can provide personalized advice, but they may not have access to all the varied plans offered in the marketplace, limiting their ability to present a full spectrum of options. Insurance policy manuals are typically dense and not user-friendly for most consumers, making them less effective as a comparison tool. Thus, the online marketplace tools stand out as the most effective and comprehensive option for navigators comparing insurance plans.