Which income level is associated with HIP members being locked out of coverage?

When considering the income levels associated with HIP (Healthy Indiana Plan) members being locked out of coverage, the correct answer relates to the income range between 100% and 138% of the Federal Poverty Level (FPL). Individuals earning within this bracket face specific eligibility criteria and potential restrictions concerning their health coverage options.

The HIP program specifically caters to low-income individuals, providing health insurance coverage to those earning below or right at the poverty line. However, those who earn between 100% and 138% FPL may be required to navigate complex eligibility requirements. This could lead to situations where they might not qualify for HIP benefits because the program is primarily aimed at those earning below 100% of the FPL, while also being too high in income to qualify for certain types of Medicaid that deal with those below 138% FPL.

Therefore, understanding the income guidelines and associated eligibility is crucial for HIP members, as falling into this specific income bracket could lead to a "lockout" situation where they are unable to access either HIP or other Medicaid services effectively.